We offer a variety of health insurance plans tailored to meet the needs of small to medium businesses, individuals, and families. Our plans include traditional health insurance with flexible coverage options and innovative HealthShare programs. Whether you need comprehensive group coverage for your employees or individual plans with customizable deductibles and premiums, we have solutions to fit your budget and healthcare needs.

Yes, HCap Strategy’s vision is “Employers with Happier, Healthier Employees that are Growing their HSAs by Increasing their Healthy Behaviors and Decreasing their Risk Exposure.  Our Insurance +  HealthShare plan typically adds annually $1,200 for employee only, $1,860 for employee + spouse and $2,700 for employee + family.  That is your money to use as you see fit for qualifying health expenses!  

We are proud to partner with Health Equity for our Health Savings Accounts.

HealthShare programs are a community-based alternative to traditional health insurance. Members contribute monthly to a shared pool of funds used to cover eligible medical expenses for the community. These programs emphasize shared responsibility and mutual support, resulting in lower monthly costs and less out of pocket during a medical event than compared to traditional insurance. HealthShare options are designed to provide cost-effective solutions for individuals and families.  With HCap Strategy, a HealthShare can be combined with traditional health insurance providing the best of both worlds.

Yes, most of our plans don’t have any network restrictions, giving you the flexibility to choose the  doctors, specialists, and hospitals you prefer.

Our dedicated team is here to support you and your employees every step of the way. Whether you have questions about selecting the right plan, understanding your benefits, or managing your coverage, we offer personalized assistance to ensure you have a smooth experience. You can reach us by phone, email, or through our website’s contact form for prompt and helpful responses to your inquiries.