Affordable Group Health Insurance

Using HealthShares to Grow HSAs While Reducing Risk

We Provide Innovative Products that Incentivize Healthy Behaviors, Leading to Weight and Inches Loss and Decreased Health Risk, Saving Employees and Employers Money

Who We Provide Healthcare Services for:

Health Insurance for Businesses

Do you offer employees health insurance? No? We can help. Yes? We can still help provide additional benefits and savings!

Health Insurance for Small Business

A small business owner (self or w/ employees) looking for a simple solution that provides great coverage for you, your family & employees

Individual Without Insurance

Currently an uninsured individual or family. Our Zion HealthShare offering that can limit the cost of having a baby or medical event to only $1K per event

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Diverse Business Types Using HCap

We Have a Solution For You!

Jason Douglass
Jason Douglass
So far over a year everything has been great, I had one think we didn't was a pre existing condition for my son ( it was recently discovered and he's 5) but it counted as a sharing item. After my $1000 they covered everything. The process was easy and they helped along the way. So far the rest has been as advertised and a good option to traditional health insurance where premiums and deductibles are unsustainable.
Quinn Thurman
Quinn Thurman
These guys are honest and awesome, and will get you taken care of for sure.
Ty Walker
Ty Walker
HCap Strategy has been great to deal with. Very helpful, and always offering new ideas to better serve our company and people.
Mike Prisbrey
Mike Prisbrey
Kip and his team are the best in the business.
Melanie Leishman
Melanie Leishman
HCap is the solution for companies to reduce premiums while increasing benefits. They have creative solutions to any situation. They incorporate wellness and incentivize healthy habits. I am so excited!!

Why Choose HCap Strategy?

At HCAP Strategy Health Insurance, we believe that every business should be able to offer quality healthcare that is accessible and affordable. Our mission is to provide innovative health insurance products that employers love to offer and employees love to choose and use to benefit them and their households. Whether you are seeking traditional health insurance coverage or innovative HealthShare options, we have the right solution for you.

Customizable Group Coverage

Our small business health insurance plans are designed to provide your employees with the coverage they need while keeping your costs manageable. Choose from a variety of plan options that fit your budget and benefit preferences.

Flexible Coverage Options

Our plans offer flexibility and peace of mind. We can push more dollars into your Health Savings Account through our plans than any other offering.  Choose from a range of deductible or no deductible offerings to find the perfect fit for your lifestyle and budget.

Community-Based Care Option

Our healthshare programs provide an alternative to traditional insurance, pooling resources within a community to cover medical expenses. Experience the benefits of shared responsibility and mutual support and enjoy lower monthly costs.

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Our Commitment To You

Personalized Support: Our dedicated team is here to guide you through every step of selecting and managing your health insurance. From initial consultation to ongoing assistance, we ensure you have the support you need.

Transparent Pricing: We believe in clear and straightforward pricing with no hidden fees. Understand exactly what you’re paying for and how it benefits you.

Quality Care: Partner with us to access high-quality healthcare services that prioritize your well-being and financial stability.

Affordable Group Health Insurance FAQs

Most frequent questions and answers

We offer a variety of health insurance plans tailored to meet the needs of small to medium businesses, individuals, and families. Our plans include traditional health insurance with flexible coverage options and innovative HealthShare programs. Whether you need comprehensive group coverage for your employees or individual plans with customizable deductibles and premiums, we have solutions to fit your budget and healthcare needs.

Yes, HCap Strategy’s vision is “Employers with Happier, Healthier Employees that are Growing their HSAs by Increasing their Healthy Behaviors and Decreasing their Risk Exposure.  Our Insurance +  HealthShare plan typically adds annually $1,200 for employee only, $1,860 for employee + spouse and $2,700 for employee + family.  That is your money to use as you see fit for qualifying health expenses!  

We are proud to partner with Health Equity for our Health Savings Accounts.

HealthShare programs are a community-based alternative to traditional health insurance. Members contribute monthly to a shared pool of funds used to cover eligible medical expenses for the community. These programs emphasize shared responsibility and mutual support, resulting in lower monthly costs and less out of pocket during a medical event than compared to traditional insurance. HealthShare options are designed to provide cost-effective solutions for individuals and families.  With HCap Strategy, a HealthShare can be combined with traditional health insurance providing the best of both worlds.

Yes, most of our plans don’t have any network restrictions, giving you the flexibility to choose the  doctors, specialists, and hospitals you prefer.

Our dedicated team is here to support you and your employees every step of the way. Whether you have questions about selecting the right plan, understanding your benefits, or managing your coverage, we offer personalized assistance to ensure you have a smooth experience. You can reach us by phone, email, or through our website’s contact form for prompt and helpful responses to your inquiries.

© Copyrighted 2024 HCap Strategy

9 West Forest St. Suite 308

Brigham City, UT 84302