We are excited to be working with Ag Needs. They are a company over 50 employees who we are helping to offer health insurance to their employees, helping them to avoid any Part A and Part B ACA penalties. A company with 80+ employees can be open to about $180K in Part A and Part B Penalties if they don’t offer health insurance. Our strategy eliminates these penalties.

AgriSource, a company with less than 50 employees, will save over $106K and push over $44k into their employees Health Savings Accounts with their HCap health strategy. We also are using the open market to help them eliminate risk that can cause their group plan to skyrocket if one of their employees has a major medical need.

Next Construction started offering Health Insurance in 2024, using Select Health to do so. Their employees hated the expense and the coverage level so they turned to HCap. We developed a strategy for them to save over $43K/yr and put $27K into their employees Health Savings Account. They can now confidently say to employees they are recruiting that they offer the best Health Insurance available.

Build 26 had some employees with major medical expenses. Where they are a group less than 50 employees, we are helping them see that their expensive premium is coming, in part, because the risk of their group can fluctuate dramatically if only one or two people have high health insurance utilization. We are helping them eliminate this health risk, provide a better benefit for their employees including $2,700 into their employees HSA and also decrease costs substantially.

Geary Electric interviewed HCap to begin offering health insurance to their employees. They have grown quickly and want to continue that growth. The HCap Strategy we developed for them is far less expensive for them and their employees than the other traditional plans they were looking at with Select Health and other and puts significant dollars into their employees Health Savings Accounts.