Health Care that Just Makes Sense
Awesome Base Health Plans + a HealthShare + Robust Wellness Eliminates High Premiums & High Deductibles while Increasing Health Savings Account Contributions.
HCap Health Strategy
Helps in Hiring
Helps in Retention
We make health care affordable for you so you can offer great benefits to increase retention and help hire great people!
Better HSA and medical benefits administration, at a fraction of a cost
Base Health
ACA Compliance
Health Savings Acct
Telemedicine
Dental
Vision
Mental Wellness
401K
Reducing Health Risk by incentivizing doable healthy behaviors
Healthy Behavior Incentives
Baseline Body Scans
Easy Meal Plans
Family Dinners
Anxiety & Depression Help
At-Home Exercises
Health Improvement
Help with Addiction
A community that shares risk to avoid financial tragedy from unexpected health events
Accident
Critical Illness
Health Share
Affordable Health Care
Employee Decides Best
Low Out of Pocket
Worldwide Options
Easy for HR
Calculate Your Savings
On average we save employers 40 to 60%
| Comparison | Traditional Insurance | HCap Strategy |
|---|---|---|
| Has a Monthly Premium | ||
| Has a Monthly Membership Rate that is likely substantially less than a premium | ||
| Provides protection against expensive health events | ||
| Usually have to continue to pay for expenses after your deductible is met through coinsurance | ||
| Once you pay your Initial Unshareable Amount (IUA) all other expenses are covered for this event | ||
| Very likely that your max out of pocket will be substantially less with an event | ||
| Covers preventative doctor visits | ||
| Has terms like Deductible, Coinsurance, Premiums Etc | ||
| Has terms like IUA, Monthly Membership Rate | ||
| Can address pre-existing conditions | ||
| Has prescription drug benefit | ||
| Provides a Heath Savings Account (HSA) benefit | ||
| Has an option to add a Dental plan | ||
| Has an option to add Vision plan | ||
| Has Consolidated Billing | ||
| Generally requires you to use a specified "network" for best procedure price | ||
| Gives you more control over deciding where to have a procedure performed | ||
| Will work with the doctor, hosptial, surgical center to pay your bill for you | ||
| When at the hosptial, you present yourself as a "Self Pay" customer | ||
| Does the best job at finding the best value for surgeries, procedures and care | ||
| Eliminates a lot of expense entailed with Traditional Insurance | ||
| Includes a death benefit automatically for no additional cost | ||
| Includes a Wellness Program called Doable Wellness that incentivizes healthy behaviors and includes an invitation for quarterly Body Scans. | ||
| Included incentive for proactive healthy behaviors like exercise, healthy eating, mindfulness activities and more using Doable Wellness | ||
| Provides The Dinnerhub to simplify getting Healthy Dinner on the Table | ||
| Provides The Exercisehub for at home Doable Workouts |
Ready to build your HCap Strategy?
© Copyrighted 2023 HCap Strategy
9 West Forrest St
Suite 310
Brigham City, UT 84302
9 West Forrest St
Suite 310
Brigham City, UT 84302