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Utah mountains
Utah mountains

SMART & INNOVATIVE

Group Health Insurance Solutions in Utah

Most employers have accepted annual rate increases, shrinking networks, and fewer options as simply "the way health insurance works." We don't.

Why Choose Hcap for Health Insurance?

At HCap Strategy, we've developed innovative health benefit solutions that help businesses reduce healthcare costs by an average of 30% while often improving the benefits available to their employees.

 

Our proprietary strategies bring large-employer advantages to companies of all sizes. Whether you have 2 employees or 2,400, we design a customized health benefits strategy that aligns with your goals, budget, and workforce.

All Employees Keep their same doctors and go to their preferred hospitals and facilities

They just do so for less with your company's HCAP strategy

What Is Your Biggest Health Insurance Pain Point?

Keep Your Current Health Plan & Help Your Employees Make Smarter Health Decisions

Changing health plans can be challenging.

Let us show you how we can make your health plan smart. 

Tired of Health Insurance Rate Increases?

This happens when your insurance plan ineffectively uses YOUR dollars to cover employee health needs. This is tough on employers and on employees.

We fix this problem.

Ready for AI to save your health insurance dollars? Meet Mack!

Employees do not have to overpay for health care they need. Mack knows your existing plan inside and out. He guides employees to know all their options and make better decisions.

Smart choices saves everyone
significant dollars.

Why our plans are the best HSA Plans in America

Seriously. We aren’t just bragging.

+ We offer Copay Plans as well.

Ready to Learn Why Health Insurance Doesn't Have to Be Expensive?

Innovative plans empower your employees with better health care options at lower rates.

Our employers LOVE their customized health insurance strategy, and so do their employees.

What Is the Lie of Your Health Insurance Renewal?

Big health insurance companies profit at your expense.

We customize your plan to shift dollars back to your employees through fair priced healthcare. This is a BIG win for you and your employees.

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David Chamberlain (Chamberlain Dental Health) profile picture
David Chamberlain (Chamberlain Dental Health)
June 9, 2025
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Kip and HCap Strategy Health Insurance has been so helpful to us as we navigate the complex health insurance market. They have been patient, taking time to answer all of our questions and to suggest the best plans given our circumstances. They are quick to respond. I highly recommend HCap,
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Cortney Gregory profile picture
Cortney Gregory
June 9, 2025
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Kip and his team are great to work with. They have some great options and 'strategies' to solve your health insurance needs. He not only helped me out with my personal needs but set up a program for my employees. I highly recommend HCap Strategy!
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Brandon Lindsey profile picture
Brandon Lindsey
June 5, 2025
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Kip and the team are great. We are very pleased and impressed with their strategy for health insurance. I highly recommend having a conversation with them if you are in the market or if you're frustrated with your current coverage.
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Debra Kaminsky profile picture
Debra Kaminsky
June 4, 2025
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HCap's unique approach to health care coverage has saved money for our company and our employees. Their staff is very friendly and helpful.
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Levi Allred profile picture
Levi Allred
June 4, 2025
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HCap has been great to work with. Todd and Kip have been a great resource and have given our company a quality healthcare solution that is extremely cost effective when compared to traditional options.
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wyatt christensen profile picture
wyatt christensen
June 4, 2025
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Kip has been amazing to work with! His explanations made everything super easy to understand and he’s been there every step of the way and answered any questions I’ve had after we made the switch! Highly recommend!!
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Stephanie Harris profile picture
Stephanie Harris
June 4, 2025
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The BEST! They saved our company so much money and time with their approach to cost saving with insurance. They're also super responsive with any questions and so easy to work with. 10/10 recommend.
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Ari Zollinger profile picture
Ari Zollinger
June 4, 2025
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The HCap team has been wonderful in helping us find a solution to provide affordable and quality health benefits to our employees. They have been amazing to work with and are always quick to respond to any questions or concerns we have. This is truly a solution oriented company and we have been very happy to work with them. Highly recommend!
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Ty Walker profile picture
Ty Walker
May 31, 2024
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HCap Strategy has been great to deal with. Very helpful, and always offering new ideas to better serve our company and people.
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Mike Prisbrey profile picture
Mike Prisbrey
May 31, 2024
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Kip and his team are the best in the business.

Have You Considered The Benefits of A Healthshare?

This option spreads your employees health risk over 72,000 lives and gives you access to a pool of $100M annually.

It’s worth discussing.

Looking for Individual / Family Coverage Outside of a Group Plan?

Every company is different and every employee’s compensation and health insurance needs are different.

Your customized HCap health strategy allows employees to choose the best-fitting plan for them. They can elevate their participation in health benefits as their compensation and needs evolve.

How Can Effective Wellness Benefit Your Employees?

Your customized health plan can also lower your costs by incentivizing employees to increase their own healthy behaviors using Doable Wellness.

Our Moon Goal

To reimagine and reinvent health benefits, including how we get healthcare across America!

We work for you...  not health insurance companies.