

SMART & INNOVATIVE
Group Health Insurance Solutions in Utah
Most employers have accepted annual rate increases, shrinking networks, and fewer options as simply "the way health insurance works." We don't.
Why Choose Hcap for Health Insurance?
At HCap Strategy, we've developed innovative health benefit solutions that help businesses reduce healthcare costs by an average of 30% while often improving the benefits available to their employees.
Our proprietary strategies bring large-employer advantages to companies of all sizes. Whether you have 2 employees or 2,400, we design a customized health benefits strategy that aligns with your goals, budget, and workforce.

All Employees Keep their same doctors and go to their preferred hospitals and facilities
They just do so for less with your company's HCAP strategy
What Is Your Biggest Health Insurance Pain Point?

Keep Your Current Health Plan & Help Your Employees Make Smarter Health Decisions
Changing health plans can be challenging.
Let us show you how we can make your health plan smart.
Tired of Health Insurance Rate Increases?
This happens when your insurance plan ineffectively uses YOUR dollars to cover employee health needs. This is tough on employers and on employees.
We fix this problem.


Ready for AI to save your health insurance dollars? Meet Mack!
Employees do not have to overpay for health care they need. Mack knows your existing plan inside and out. He guides employees to know all their options and make better decisions.
Smart choices saves everyone
significant dollars.
Why our plans are the best HSA Plans in America
Seriously. We aren’t just bragging.
+ We offer Copay Plans as well.


Ready to Learn Why Health Insurance Doesn't Have to Be Expensive?
Innovative plans empower your employees with better health care options at lower rates.
Our employers LOVE their customized health insurance strategy, and so do their employees.
What Is the Lie of Your Health Insurance Renewal?
Big health insurance companies profit at your expense.
We customize your plan to shift dollars back to your employees through fair priced healthcare. This is a BIG win for you and your employees.

Have You Considered The Benefits of A Healthshare?
This option spreads your employees health risk over 72,000 lives and gives you access to a pool of $100M annually.
It’s worth discussing.


Looking for Individual / Family Coverage Outside of a Group Plan?
Every company is different and every employee’s compensation and health insurance needs are different.
Your customized HCap health strategy allows employees to choose the best-fitting plan for them. They can elevate their participation in health benefits as their compensation and needs evolve.
How Can Effective Wellness Benefit Your Employees?
Your customized health plan can also lower your costs by incentivizing employees to increase their own healthy behaviors using Doable Wellness.

Our Moon Goal
To reimagine and reinvent health benefits, including how we get healthcare across America!
We work for you... not health insurance companies.
