HCapStrategy
Health Insurance Solutions for Midway Utah Businesses
Transform your business’s health coverage with HCapStrategy’s innovative approach to Midway Utah health insurance. We understand that traditional insurance plans often burden small businesses with high premiums and deductibles. That’s why we’ve pioneered a solution that combines base health insurance plans with HealthShare programs, maximizing your Health Savings Account contributions while minimizing costs.
Our Revolutionary Approach
At HCapStrategy, we're changing how Midway Utah businesses think about health insurance coverage. By integrating traditional health insurance with modern healthcare solutions, we deliver comprehensive coverage that protects your employees while preserving your bottom line. Our unique strategy helps business owners in Wasatch County access premium healthcare services without premium prices.
Why HCapStrategy Stands Out
As your dedicated healthcare provider in Midway Utah, we recognize the unique challenges local businesses face. Our health insurance marketplace expertise ensures you receive coverage that aligns with both Affordable Care Act requirements and your business goals. From mental health services to comprehensive care options, our plans deliver complete health coverage solutions.
Health Insurance for Small Businesses in Utah
Transforming Business Health Insurance
Small business health insurance isn’t just about compliance – it’s about building a stronger, healthier workplace. Our Midway Utah health insurance solutions help you attract and retain valuable employees while maintaining financial stability. By combining traditional insurance with innovative health coverage options, we’ve created a sustainable approach to employee benefits that works for businesses of all sizes.
Here’s a breakdown of our coverage costs:
Who We Work With:
Better HSA and medical benefits administration, at a fraction of a cost
- Base health
- ACA Compliance
- Health Savings Acct or Copay
- Telemedicine
- Dental
- Vision
- Mental Wellness
- 401k
Sharing risk and avoiding financial tragedy from unexpected health events
- hospitalization
- Surgery
- Accident/Injury
- Critical Illness
- Maternity
- Low out of pocket
- Affordable
- No deductibles
Lower premiums, better benefits, and smarter insurance.
- Cost Savings
- Better Benefits
- Get Motivized!
- HSA’s
Special Considerations for Businesses
Our health insurance coverage extends beyond basic care to include essential services like mental health treatment, wellness programs, and preventive care. We understand that each business in Midway Utah has unique healthcare needs, which is why we offer customizable insurance policy options that grow with your company.
Getting Started
Ready to revolutionize your business’s health insurance plan? Schedule an appointment with our Midway Utah insurance experts. We’ll guide you through coverage options, explain how our innovative approach works, and help you implement a health care solution that serves both your business and your employees.
The Future of Business
Health Insurance In today’s competitive marketplace, offering quality health insurance coverage isn’t optional – it’s essential for business success. Let HCapStrategy show you how our unique approach to Midway Utah health insurance can transform your employee benefits while protecting your business’s financial health.
Compare Us To Traditional Health Insurance Plans
| Comparison | Traditional Insurance | HCap Strategy |
|---|---|---|
| Has a Monthly Premium | ||
| Has a Monthly Membership Rate that is likely substantially less than a premium | ||
| Provides protection against expensive health events | ||
| Usually have to continue to pay for expenses after your deductible is met through coinsurance | ||
| Once you pay your Initial Unshareable Amount (IUA) all other expenses are covered for this event | ||
| Very likely that your max out of pocket will be substantially less with an event | ||
| Covers preventative doctor visits | ||
| Has terms like Deductible, Coinsurance, Premiums Etc | ||
| Has terms like IUA, Monthly Membership Rate | ||
| Can address pre-existing conditions | ||
| Has prescription drug benefit | ||
| Provides a Heath Savings Account (HSA) benefit | ||
| Has an option to add a Dental plan | ||
| Has an option to add Vision plan | ||
| Has Consolidated Billing | ||
| Generally requires you to use a specified "network" for best procedure price | ||
| Gives you more control over deciding where to have a procedure performed | ||
| Will work with the doctor, hosptial, surgical center to pay your bill for you | ||
| When at the hosptial, you present yourself as a "Self Pay" customer | ||
| Does the best job at finding the best value for surgeries, procedures and care | ||
| Eliminates a lot of expense entailed with Traditional Insurance | ||
| Includes a death benefit automatically for no additional cost | ||
| Includes a Wellness Program called Doable Wellness that incentivizes healthy behaviors and includes an invitation for quarterly Body Scans. | ||
| Included incentive for proactive healthy behaviors like exercise, healthy eating, mindfulness activities and more using Doable Wellness | ||
| Provides The Dinnerhub to simplify getting Healthy Dinner on the Table | ||
| Provides The Exercisehub for at home Doable Workouts |