HCapStrategy
Herriman Group Health Insurance for Small Businesses
At HCapStrategy, we specialize in offering affordable and innovative Herriman Group Health Insurance options tailored specifically for small businesses in Herriman, Utah. As a business owner, you know that finding the right health insurance plan for your employees is essential, but it can be challenging to balance comprehensive coverage with cost management. We are here to help. Our goal is to provide effective group health insurance for small businesses that offers both great coverage and substantial savings.
Why Choose HCapStrategy for Your Group Health Insurance Needs?
Health Insurance Solutions for Utah Business Owners
At HCapStrategy, we focus on helping small business owners in Herriman find the perfect balance between comprehensive health benefits and budget-friendly options. Our approach to group health insurance for small businesses is unlike traditional plans. We incorporate flexible coverage options, Health Savings Accounts (HSAs), and HealthShare solutions to deliver better benefits at a lower cost. One of the key components of our unique approach is the integration of Health Savings Accounts. These accounts allow your employees to set aside money tax-free for eligible medical expenses. Our plans contribute to these HSAs directly, which can be used for a variety of healthcare expenses, providing both your employees and your business with savings and flexibility.
Combining Health Insurance and HealthShare
Our Herriman Group Health Insurance plans provide a mix of traditional health insurance benefits and HealthShare programs, creating a more affordable option for small businesses. HealthShare programs are an excellent alternative to traditional insurance, allowing your employees to contribute to shared health care costs. By combining base health insurance, HealthShare, and HSAs, HCapStrategy delivers a comprehensive and customizable plan that reduces premiums and provides greater value to your business and employees.
Health Insurance for Small Businesses in Herriman
What Makes HCapStrategy Different?
- Cost Savings: Our innovative approach can help your business save up to 50% on health insurance premiums while providing superior coverage for your employees.
- Customizable Coverage: Whether your business has 3 employees or 30, our plans can be customized to fit your needs. You can choose from a range of coverage options, including group life insurance, dental coverage, and additional benefits for employees and their dependents.
- Health Savings Accounts (HSAs): With HSAs, your employees can save money tax-free for future healthcare expenses, reducing their out-of-pocket costs and enhancing their overall healthcare experience.
- Affordable Health Coverage: We offer premium rates that are competitive for businesses in Herriman, ensuring your company can provide health benefits without compromising on quality.
- Attractive Benefits for Employees: Offering group health insurance is an excellent way to attract and retain employees. Our plans include preventive care, access to a wide network of providers, and the flexibility to manage healthcare expenses with HSAs.
Here’s a breakdown of our coverage costs:
How We Help Employers Save Money
One of the most significant benefits of choosing HCapStrategy is the savings we can generate for employers. We save employers between 15% and 50% on their health insurance costs by offering more flexible and cost-effective solutions.
By redirecting some of the money that would have been spent on premiums into your employees' HSAs, you are giving them a direct benefit while keeping your costs manageable.
Our innovative approach to group health insurance for small businesses ensures that your premiums remain affordable, and the added benefits—such as dental coverage, life insurance, and healthcare—are included as part of a complete package.
Who We Work With:
Better HSA and medical benefits administration, at a fraction of a cost
- Base health
- ACA Compliance
- Health Savings Acct or Copay
- Telemedicine
- Dental
- Vision
- Mental Wellness
- 401k
Sharing risk and avoiding financial tragedy from unexpected health events
- hospitalization
- Surgery
- Accident/Injury
- Critical Illness
- Maternity
- Low out of pocket
- Affordable
- No deductibles
Lower premiums, better benefits, and smarter insurance.
- Cost Savings
- Better Benefits
- Get Motivized!
- HSA’s
Employee Benefits and Additional Coverage Options
Dental and Vision
Ensures your employees have access to essential dental care.
Offers access to eye care and prescription eyewear.
Group life insurance
Provides financial protection for employees and their families.
Preventative Care
Encourages regular checkups, vaccinations, and screenings that keep employees healthy.
Compare Us To Traditional Health Insurance Plans
| Comparison | Traditional Insurance | HCap Strategy |
|---|---|---|
| Has a Monthly Premium | ||
| Has a Monthly Membership Rate that is likely substantially less than a premium | ||
| Provides protection against expensive health events | ||
| Usually have to continue to pay for expenses after your deductible is met through coinsurance | ||
| Once you pay your Initial Unshareable Amount (IUA) all other expenses are covered for this event | ||
| Very likely that your max out of pocket will be substantially less with an event | ||
| Covers preventative doctor visits | ||
| Has terms like Deductible, Coinsurance, Premiums Etc | ||
| Has terms like IUA, Monthly Membership Rate | ||
| Can address pre-existing conditions | ||
| Has prescription drug benefit | ||
| Provides a Heath Savings Account (HSA) benefit | ||
| Has an option to add a Dental plan | ||
| Has an option to add Vision plan | ||
| Has Consolidated Billing | ||
| Generally requires you to use a specified "network" for best procedure price | ||
| Gives you more control over deciding where to have a procedure performed | ||
| Will work with the doctor, hosptial, surgical center to pay your bill for you | ||
| When at the hosptial, you present yourself as a "Self Pay" customer | ||
| Does the best job at finding the best value for surgeries, procedures and care | ||
| Eliminates a lot of expense entailed with Traditional Insurance | ||
| Includes a death benefit automatically for no additional cost | ||
| Includes a Wellness Program called Doable Wellness that incentivizes healthy behaviors and includes an invitation for quarterly Body Scans. | ||
| Included incentive for proactive healthy behaviors like exercise, healthy eating, mindfulness activities and more using Doable Wellness | ||
| Provides The Dinnerhub to simplify getting Healthy Dinner on the Table | ||
| Provides The Exercisehub for at home Doable Workouts |
Are you ready to explore how Herriman Group Health Insurance can benefit your business? HCapStrategy is here to help. Schedule an appointment today and let our experts guide you through the process of choosing the best health insurance plan for your employees. We will work with you to create a custom plan that fits your company’s needs and budget.
At HCapStrategy, we prioritize your business’s well-being and your employees’ health. With our group health insurance plans, you can offer comprehensive coverage and savings while keeping your costs under control.
Take the first step toward better health insurance for your business and employees. HCapStrategy is committed to helping you find the right health insurance for business owners in Herriman, Utah. Contact us today to learn more about our Herriman Group Health Insurance options and schedule a consultation with one of our experts. We’re here to make your health insurance experience easier and more affordable.
Health Insurance Herriman FAQs
Herriman Group Health Insurance refers to health insurance plans designed specifically for businesses in Herriman, Utah, that provide coverage for employees and their dependents. At HCapStrategy, we offer affordable and customizable group health plans that are ideal for small businesses. These plans combine traditional health insurance coverage with innovative features like Health Savings Accounts (HSAs) and HealthShare programs. This approach allows you to offer comprehensive health benefits to your employees while saving your business money on premiums—typically reducing costs by 15% to 50%.
Health Savings Accounts (HSAs) are tax-advantaged accounts that allow employees to save money for healthcare expenses. The funds contributed to the account are not subject to federal income tax, making it a powerful tool for managing medical costs. With Herriman Group Health Insurance through HCapStrategy, we contribute directly to your employees’ HSAs as part of the health plan. For example, employees can receive up to $2,700 per year for family coverage, which can be used for a variety of medical expenses like prescriptions, doctor visits, and more. HSAs provide employees with greater control over their healthcare spending while helping reduce your company’s overall insurance costs.
Our group health insurance plans can save your business between 15% and 50% compared to traditional insurance options. By offering a combination of base health insurance, HealthShare programs, and HSA contributions, HCapStrategy provides a more cost-effective alternative that helps keep premiums low while offering your employees valuable benefits. Our customizable plans allow businesses to redirect savings into employees’ HSAs, providing long-term financial benefits for both your business and your staff.
In addition to traditional health insurance coverage, Herriman Group Health Insurance plans from HCapStrategy can include a variety of additional benefits to support the health and well-being of your employees. These may include:
- Dental Coverage: Ensures employees have access to essential dental care.
- Vision Benefits: Covers eye exams, glasses, and contacts.
- Group Life Insurance: Provides financial protection for employees and their families in the event of an unexpected death.
- Preventive Care: Covers routine screenings, checkups, vaccinations, and more to keep employees healthy.
We also offer flexibility in coverage, allowing you to choose the right options based on the specific needs of your employees and your business.