HCapStrategy
Park City Group Health Insurance Solutions from HCapStrategy
HCapStrategy offers comprehensive Park City group health insurance solutions designed for businesses of all sizes. Our innovative approach combines traditional health plans with health savings accounts to maximize value for employers and employees in Summit County. Through partnerships with intermountain health providers and other healthcare professionals, we deliver superior coverage and service.
Our Unique Approach
Health Insurance Solutions for Utah Business Owners
As a leading provider of Park City group health insurance, we understand the unique needs of local businesses. Our plans integrate preventive care, comprehensive coverage, and cost-saving features. We work closely with the park city chamber to ensure our insurance products meet the community's evolving healthcare needs.
Comprehensive Coverage Options
Our Park City group health insurance plans offer high quality care access through extensive provider networks. Coverage encompasses preventive care services, prescription coverage, specialist consultations, wellness programs, and medicare plans integration options. We understand the diverse needs of United States mountain region businesses and tailor our insurance coverage accordingly.
Health Insurance for Businesses in Park City
Business Support Services
We collaborate closely with human resources departments to implement and manage insurance coverage effectively. Our dedicated customer service team provides comprehensive member resources and support for both business owners and employees. Through partnerships with local healthcare providers, we ensure seamless access to medical care and specialists.
Through strategic partnerships with insurance companies and local providers in Salt Lake City and surrounding areas, we deliver innovative healthcare solutions. Our insurance products comply with the affordable care act while maintaining flexibility for diverse business needs. We serve various sectors, including ski property management companies, with specialized coverage options.
Here’s a breakdown of our coverage costs:
Who We Work With:
Better HSA and medical benefits administration, at a fraction of a cost
- Base health
- ACA Compliance
- Health Savings Acct or Copay
- Telemedicine
- Dental
- Vision
- Mental Wellness
- 401k
Sharing risk and avoiding financial tragedy from unexpected health events
- hospitalization
- Surgery
- Accident/Injury
- Critical Illness
- Maternity
- Low out of pocket
- Affordable
- No deductibles
Lower premiums, better benefits, and smarter insurance.
- Cost Savings
- Better Benefits
- Get Motivized!
- HSA’s
Compare Us To Traditional Health Insurance Plans
| Comparison | Traditional Insurance | HCap Strategy |
|---|---|---|
| Has a Monthly Premium | ||
| Has a Monthly Membership Rate that is likely substantially less than a premium | ||
| Provides protection against expensive health events | ||
| Usually have to continue to pay for expenses after your deductible is met through coinsurance | ||
| Once you pay your Initial Unshareable Amount (IUA) all other expenses are covered for this event | ||
| Very likely that your max out of pocket will be substantially less with an event | ||
| Covers preventative doctor visits | ||
| Has terms like Deductible, Coinsurance, Premiums Etc | ||
| Has terms like IUA, Monthly Membership Rate | ||
| Can address pre-existing conditions | ||
| Has prescription drug benefit | ||
| Provides a Heath Savings Account (HSA) benefit | ||
| Has an option to add a Dental plan | ||
| Has an option to add Vision plan | ||
| Has Consolidated Billing | ||
| Generally requires you to use a specified "network" for best procedure price | ||
| Gives you more control over deciding where to have a procedure performed | ||
| Will work with the doctor, hosptial, surgical center to pay your bill for you | ||
| When at the hosptial, you present yourself as a "Self Pay" customer | ||
| Does the best job at finding the best value for surgeries, procedures and care | ||
| Eliminates a lot of expense entailed with Traditional Insurance | ||
| Includes a death benefit automatically for no additional cost | ||
| Includes a Wellness Program called Doable Wellness that incentivizes healthy behaviors and includes an invitation for quarterly Body Scans. | ||
| Included incentive for proactive healthy behaviors like exercise, healthy eating, mindfulness activities and more using Doable Wellness | ||
| Provides The Dinnerhub to simplify getting Healthy Dinner on the Table | ||
| Provides The Exercisehub for at home Doable Workouts |
Park City Group Health Insurance FAQs
Employee-only coverage starts at $398/month including $100 monthly HSA contribution. Employee plus spouse/children is $655/month with $155 HSA contribution. Family coverage is $910/month with $225 HSA contribution. These rates apply to employees aged 18-29, with adjusted rates for other age groups.
Yes, we partner with Intermountain Health and an extensive network of healthcare providers throughout Summit County and the Salt Lake City area. Our network includes specialists, primary care physicians, and wellness facilities.
Our plans include preventive care, prescription coverage, specialist visits, wellness programs, and hospital care. We also integrate HSA accounts and offer optional life insurance coverage. All plans comply with Affordable Care Act requirements.
We provide dedicated customer service for human resources teams, offering assistance with plan setup, employee enrollment, and ongoing administration. Our team helps manage member resources and provides regular support for both employers and employees.