HCap High Res

Health Care that Just Makes Sense

Awesome Base Health Plans + a HealthShare + Robust Wellness Eliminates High Premiums & High Deductibles while Increasing Health Savings Account Contributions.

HCap Health Strategy

Better Coverage with Less Expense

Approaching Health Care in innovative ways can pump money into your employees Health Savings Accounts & incentivize proactive healthy behaviors….all while saving you 40-60% compared to traditional health insurance

Better HSA and medical benefits administration, at a fraction of a cost

Base Health

ACA Compliance

Health Savings Acct

Telemedicine

Dental

Vision

Mental Wellness

401K

Reducing Health Risk by incentivizing doable healthy behaviors

Healthy Behavior Incentives

Baseline Body Scans

Easy Meal Plans

Family Dinners

Anxiety & Depression Help

At-Home Exercises

Health Improvement

Help with Addiction

A community that shares risk to avoid financial tragedy from unexpected health events

Accident

Critical Illness

Health Share

Affordable Health Care

Employee Decides Best

Low Out of Pocket

Worldwide Options

Easy for HR

Calculate Your Savings

On average we save employers 40 to 60%


Comparison Traditional Insurance HCap Strategy
Has a Monthly Premium
Has a Monthly Membership Rate that is likely substantially less than a premium
Provides protection against expensive health events
Usually have to continue to pay for expenses after your deductible is met through coinsurance
Once you pay your Initial Unshareable Amount (IUA) all other expenses are covered for this event
Very likely that your max out of pocket will be substantially less with an event
Covers preventative doctor visits
Has terms like Deductible, Coinsurance, Premiums Etc
Has terms like IUA, Monthly Membership Rate
Can address pre-existing conditions
Has prescription drug benefit
Provides a Heath Savings Account (HSA) benefit
Has an option to add a Dental plan
Has an option to add Vision plan
Has Consolidated Billing
Generally requires you to use a specified "network" for best procedure price
Gives you more control over deciding where to have a procedure performed
Will work with the doctor, hosptial, surgical center to pay your bill for you
When at the hosptial, you present yourself as a "Self Pay" customer
Does the best job at finding the best value for surgeries, procedures and care
Eliminates a lot of expense entailed with Traditional Insurance
Includes a death benefit automatically for no additional cost
Includes a Wellness Program called Doable Wellness that incentivizes healthy behaviors and includes an invitation for quarterly Body Scans.
Included incentive for proactive healthy behaviors like exercise, healthy eating, mindfulness activities and more using Doable Wellness
Provides The Dinnerhub to simplify getting Healthy Dinner on the Table
Provides The Exercisehub for at home Doable Workouts

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Suite 310
Brigham City, UT 84302