Base Health Insurance Plans and a HealthShare Eliminate High Premiums & High Deductibles while Increasing Health Savings Account Contributions or We Can Help w/ Traditional Open Market Plans
We can help you obtain affordable, effective health insurance
Save thousands and get a better benefit than traditional insurance by combining Health Insurance + a HealthShare + a Health Savings Account. Notice that these rates INCLUDE $’s going into your Health Savings Account.
Better HSA and medical benefits administration, at a fraction of a cost
Base Health
ACA Compliance
Health Savings Acct
Telemedicine
Vision
Mental Wellness
401K
A community that shares risk to avoid financial tragedy from unexpected health events
Health Share
Accident
Maternity
Critical Illness
Affordable Care
Employee Decides Best
Low Out of Pocket
Simplifying Eating Healthy w/ Weekly Meals At Home That Anyone Can Cook + Base Line Body Scans
Easy Meal Plans
Family Dinners
Baseline Body Scans
See Improvement
As a business owner, we can help you and your employees benefit from and grow a Health Savings Account (HSA) all while providing great health care options that reduce health risk.
Depending on employee income, the open market may provide insurance for little to no cost. Because of this, our strategy for you may include an option for your employees to fully utilize the open market. Let us show you how.
Comparison | Traditional Insurance | HCap Strategy |
---|---|---|
Has a Monthly Premium | ||
Has a Monthly Membership Rate that is likely substantially less than a premium | ||
Provides protection against expensive health events | ||
Usually have to continue to pay for expenses after your deductible is met through coinsurance | ||
Once you pay your Initial Unshareable Amount (IUA) all other expenses are covered for this event | ||
Very likely that your max out of pocket will be substantially less with an event | ||
Covers preventative doctor visits | ||
Has terms like Deductible, Coinsurance, Premiums Etc | ||
Has terms like IUA, Monthly Membership Rate | ||
Can address pre-existing conditions | ||
Has prescription drug benefit | ||
Provides a Heath Savings Account (HSA) benefit | ||
Has an option to add a Dental plan | ||
Has an option to add Vision plan | ||
Has Consolidated Billing | ||
Generally requires you to use a specified "network" for best procedure price | ||
Gives you more control over deciding where to have a procedure performed | ||
Will work with the doctor, hosptial, surgical center to pay your bill for you | ||
When at the hosptial, you present yourself as a "Self Pay" customer | ||
Does the best job at finding the best value for surgeries, procedures and care | ||
Eliminates a lot of expense entailed with Traditional Insurance | ||
Includes a death benefit automatically for no additional cost | ||
Includes a Wellness Program called Doable Wellness that incentivizes healthy behaviors and includes an invitation for quarterly Body Scans. | ||
Included incentive for proactive healthy behaviors like exercise, healthy eating, mindfulness activities and more using Doable Wellness | ||
Provides The Dinnerhub to simplify getting Healthy Dinner on the Table | ||
Provides The Exercisehub for at home Doable Workouts |
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Brigham City, UT 84302